What do you do when that overwhelming feeling isn’t just “I said yes to too many things” — it’s a full-on life crisis?
Maybe you bought a house with a mortgage you can no longer afford because your job changed. Maybe you doubled down on a business or an investment and it went sideways — badly. Now the light at the end of the tunnel feels like a mirage. You can’t even take “one step at a time” because the path looks like a loose LEGO set with half the pieces missing.
When the options really feel closed, sometimes the hardest and most practical choice is acceptance. Acceptance that something didn’t work out. Acceptance that you might need to take a loss. That could mean letting down a friend, disappointing your kids, or admitting to your church family that you’re struggling. Honesty in those moments is painful but also the best path forward — people usually respect the truth more than they respect perfection.
There are situations where failure is on a bigger scale: a business that can’t be saved, a rental property that’s bleeding you dry, or a personal setback that feels insurmountable. I’m writing this while facing a couple of those exact realities. I know how paralyzing it is to stare at the paperwork and the what-ifs. I know the late nights and the churn of anxiety in your chest.
Sometimes the most courageous move is to “tap out.” In jiu-jitsu, tapping means you accept the position and stop the fight so you can live to fight another day. It’s not surrender to weakness — it’s an intelligent decision to preserve your capacity for future battles.
So what does “tapping out” look like in life?
- It might mean closing a business and thinking through bankruptcy instead of sinking further.
- It might mean selling a house at a loss to stop the monthly hemorrhage.
- It might mean apologizing to people you’ve let down and explaining, honestly, what happened.
There is no shame in choosing to stop the bleed. You’ll feel grief, disappointment, even failure — and you should. Those feelings are real and deserve space. But grief doesn’t have to be permanent. After the tap, you can rest, rebuild, and show up again.
Ask yourself: do I want to go down with the ship, or do I want to survive and rebuild? Pride makes us want the heroic narrative where we push through and win against all odds. Reality sometimes says the heroic narrative is to cut losses, learn the lesson, and come back wiser.
Remember: life isn’t fully under your control. There are storms, shifts, and forces beyond your plans. Letting go is not a moral failure — it’s often a strategic survival move. If this is your season to let go, do it with honesty, humility, and the intention to learn. Tap out. Breathe. And prepare to fight again — smarter, leaner, and stronger.

